# XcrowHub

> XcrowHub is a multichain smart-contract escrow platform for private P2P deals and marketplace orders. Buyers lock USDT on-chain until delivery is released, refunded or resolved through the contract's authorised settlement rules.

## Core facts

- Website: https://www.xcrowhub.com
- App: https://app.xcrowhub.com
- Docs: https://www.xcrowhub.com/docs
- Asset: USDT on activated EVM networks
- Private deal platform fee: 0%
- Marketplace fee: up to 1% on a complete seller release
- Authentication: EVM wallet signature
- Custody model: non-custodial smart contract for every new deal

## Flow

1. The seller creates terms and selects a live network.
2. The buyer approves USDT and funds the displayed escrow contract.
3. The seller delivers and records proof.
4. The buyer releases or raises a dispute.
5. A contested release, refund or split requires two distinct authorised signatures.

XcrowHub's arbitrator cannot move contract principal alone. Historic records from retired payment rails may remain visible for audit but those rails cannot accept new funding.